Why Medical Professionals Use DT Funding for Home Loans?

When you’re looking to borrow money for a home loan, banks and other lenders will look at a number of different factors to determine your ability to repay the loan amount. This includes your financial history, credit record, and profession.

Medical Professionals have an excellent reputation with banks thanks to their high earning potential and a history of low default rates.

This means that banks really want your business. Some lenders are willing to go the extra mile and offer special discount rates or waive fees such as Lenders Mortgage Insurance (LMI).

We know Medical Professionals and we know you are busy. We go the extra mile to streamline the process and maximise your benefits.

Benefits of a Medical Professional Home Loan


Lenders will usually charge Lenders Mortgage Insurance (LMI) if you don’t have a 20% deposit. As a medical professional you can have this waived for loans up to 95% of the total property value.

Discounted interest rates

If you are borrowing less than 80% of the property value, you can get a loan with discounted interest rates that are not available to the average home buyer.

Higher maximum borrowing capacity

Your high income potential as a medical professional means that banks are willing to lend you a higher amount than other home buyers.

Flexible Policy 

Lenders can consider income that they normally would not, allowing self employed medical professionals to enter the property market sooner

Am I eligible for a medico loan?

  • Surgeon (Upper/Lower)

  • Gastroenterologist

  • General Practitioner

  • General Surgeon

  • GP

  • GP Registrar

  • Gynaecologist

  • Haematologist

  • Heart Doctor

  • Heart Surgeon

  • Hepatologist

  • Immunologist

  • Intern (Hospital Employed)

  • Maxillofacial Surgeon

  • Medical Administrator

  • Medical Practitioner

  • Medical Registrar

  • Nephrologist

  • Anesthesiologist

  • Anaesthetist

  • Cardiologist

  • Cardiothoracic Surgeon

  • Chiropractor

  • Clinical Pharmacologist

  • Cosmetic Surgeon

  • Dental Specialist

  • Dentist

  • Dermatologist

  • Ear and Throat Surgeon

  • Emergency Doctor

  • Emergency

  • Medicine Specialist

  • Emergency Surgeon

  • Endocrinologist

  • Gastro Intestinal

  • Neurosurgeon

  • Neurologist

  • Obstetrician

  • Oncologist

  • Ophthalmologist

  • Optometrist

  • Oral Surgeon

  • Orthodontist

  • Orthopaedic Surgeon

  • Otolaryngologist

  • Paediatric Surgeon 

  • Paediatrician

  • Pathologist

  • Pharmacist

  • Physician

  • Physiotherapist

  • Plastic Surgeon

  • Psychiatrist

  • Radiologist

  • Radiation Oncologist

  • Reconstructive Surgeon

  • Registrar

  • Resident Medical Officer

  • Residents (Hospital Employed)

  • Respiratory Surgeon

  • Rheumatologist

  • Specialist Physician

  • Staff Specialists 

  • Surgeon

  • Surgical Registrar

  • Thoracic Surgeon

  • Urologist

  • Vascular Surgeon

  • Veterinarian